Bankruptcy
Marketing
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Bankruptcy Mailing List Information
creditors and attorneys alone will age just about anyone.
Hopefully you have been under the guidance of both a good
financial advisor and bankruptcy attorney that will help you in
discharging all your debt.
Once you have had all the debt discharged by the bankruptcy
court you may be able to relax.

If you are wise you and your financial advisor have developed
a recovery plan to use get you back on your feet. It is a real
good idea to strictly follow the plan. You bankruptcy records
will be made public and will remain on your record for about 10
years. Your records will also be available to bankruptcy
marketing services.

Bankruptcy marketing companies will find and place your
name on a bankruptcy mailing list. This list will also be sold to
other bankruptcy marketing service companies across the
country as well to internet marketing firms. Your new no debt
status is considered a gold mine to these marketers.

Soon your mail box will be full of bankruptcy credit card info
and your phone may even start to ring with offers from
telemarketers. Many times these consumer credit offers are in
reality scams or very poor deals. Since you just received your
bankruptcy you would be wise to send almost all these offers
directly to the trash. Many businesses anb people wish they
could find a way to get off the bankruptcy mailing list due to all
the junk mail they receive.

Your financial recovery plan will most likely have you living or
operating on a cash basis for at least a year. That means no
credit cards at all. You may even receive several credit card
offers expounding the benefits of owning a credit card to
rebuild your credit. Nothing could be further from the truth.
Credit card companies have replaced the local mafia loan
sharks charging up to 31 percent interest. Signing up for a
credit card is the fastest way back to bankruptcy court. Just
say no to bankruptcy mailing list offers.

If you have need to use a credit card then apply for a debit or
check card tied to your bank account. Most of these cards
carry either the VISA or MasterCard logo and will be accepted
where ever these credit cards are. Debit cards credit is limited
to the amount of money you have in your account. Thus you
cannot go into debt using them.

However using cash may save you as much as 17 percent
each month. Studies have shown that when people use cash
to purchase groceries they purchase only what is essential.
Psychologists have found that spending cash actually cause
the brain to feel pain as opposed to using plastic money or
checks. All of which makes you spend less money.

Stick to your financial recovery plan and throw all the
bankruptcy credit card info in the trash. Normally your name
will remain on the bankruptcy mailing list for about 2 to 3
years. After that bankruptcy marketing companies will have
moved on to businesses and people with a more recent
bankruptcy discharge.


                  
Bankruptcy Mailing List
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